/* Scoped to new v74 editorial guides; preserves the site's existing typography and footer */
.v74-body{background:#f6f8fb;color:#1b3b52;font:16px/1.75 'Open Sans',Arial,sans-serif}
.v74-body .skip-link{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}
.v74-body .skip-link:focus{left:12px;top:10px;width:auto;height:auto;z-index:999;background:#fff;padding:10px 14px;border:2px solid #136fa6;border-radius:6px}
.v74-wrap{width:min(1170px,calc(100% - 48px));margin:auto;padding:32px 0 66px}
.v74-crumbs{font-size:13px;display:flex;gap:9px;flex-wrap:wrap;align-items:center;color:#526b82;margin-bottom:28px}
.v74-crumbs a{color:#176c9e;font-weight:700}
.v74-body h1,.v74-body h2,.v74-body h3{font-family:Montserrat,'Open Sans',sans-serif;color:#102e47;line-height:1.22}
.v74-body h1{font-size:clamp(34px,3.6vw,52px);font-weight:800;letter-spacing:-.036em;margin:0 0 19px}
.v74-body h2{font-size:clamp(25px,2.4vw,30px);letter-spacing:-.025em;margin:32px 0 13px}
.v74-body h3{font-size:19px;margin:20px 0 7px}
.v74-body p{margin:0 0 18px}
.v74-body a{color:#126a9e;text-underline-offset:3px}
.v74-kicker{font-size:12px;text-transform:uppercase;letter-spacing:.09em;color:#116da4;font-weight:800;margin-bottom:12px!important}
.v74-lead{font-size:17px;line-height:1.78;color:#45637b}
.v74-hero{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center;margin-bottom:44px;min-height:355px}
.v74-photo{grid-column:1;grid-row:1;min-width:0}
.v74-copy{grid-column:2;grid-row:1;min-width:0}
.v74-photo img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:18px;box-shadow:0 9px 22px #172d3f18}
.v74-hero[data-layout='reversed'] .v74-photo{grid-column:2}
.v74-hero[data-layout='reversed'] .v74-copy{grid-column:1}
.v74-hero[data-layout='editorial']{grid-template-columns:1fr 1fr;gap:23px 44px}
.v74-hero[data-layout='editorial'] .v74-topline{grid-column:1/-1;grid-row:1;border-bottom:1px solid #cbdce8;padding-bottom:13px}
.v74-hero[data-layout='editorial'] .v74-topline h1{margin-bottom:0}
.v74-hero[data-layout='editorial'] .v74-photo{grid-column:1;grid-row:2}
.v74-hero[data-layout='editorial'] .v74-copy{grid-column:2;grid-row:2}
.v74-hero[data-layout='feature']{background:#eaf5fb;padding:26px;border:1px solid #cbdfe9;border-radius:24px;gap:28px 38px}
.v74-hero[data-layout='feature'] .v74-photo{grid-column:2}
.v74-hero[data-layout='feature'] .v74-copy{grid-column:1}
.v74-hero[data-layout='feature'] .v74-photo img{border-radius:14px}
.v74-hero[data-layout='offset']{grid-template-columns:1.14fr .86fr}
.v74-hero[data-layout='offset'] .v74-photo{grid-column:2}
.v74-hero[data-layout='offset'] .v74-copy{grid-column:1}
.v74-btn,.v74-btn:link,.v74-btn:visited,.v74-btn:hover,.v74-btn:focus,.v74-btn:active{display:inline-block;background:#0d6da3!important;color:white!important;-webkit-text-fill-color:white!important;padding:13px 19px;border-radius:10px;font-weight:800;text-decoration:none!important;line-height:1.48;text-align:center;max-width:100%}
.v74-btn:hover{background:#075c8c!important}
.v74-btn:focus-visible,.v74-white-btn:focus-visible{outline:3px solid #e9af26;outline-offset:3px}
.v74-article{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:32px;align-items:start}
.v74-content{min-width:0}
.v74-content p,.v74-content li{font-size:16px;line-height:1.83}
.v74-content ul,.v74-content ol{padding-left:23px;margin:12px 0 24px}
.v74-content li{padding-left:2px;margin-bottom:9px}
.v74-practical{background:#eaf4fa;border:1px solid #c9e2f1;border-radius:14px;padding:20px 24px;margin:0 0 29px}
.v74-practical strong{color:#10334d}
.v74-matrix{overflow:auto;border:1px solid #cedfea;border-radius:13px;margin:23px 0 30px}
.v74-matrix table{width:100%;border-collapse:collapse;min-width:480px;font-size:14px}
.v74-matrix th,.v74-matrix td{padding:12px 13px;border-bottom:1px solid #d6e3ec;text-align:left;vertical-align:top;line-height:1.65}
.v74-matrix th{background:#e2f1f9;color:#173c55}
.v74-matrix tr:last-child td{border-bottom:0}
.v74-steps{background:#fff;border:1px solid #d8e6ee;border-radius:16px;padding:23px 26px;margin:25px 0 31px}
.v74-steps h2{margin-top:0;font-size:24px}
.v74-steps li{margin-bottom:13px}
.v74-source{font-size:13px!important;color:#5f7486;line-height:1.65!important}
.v74-source a{overflow-wrap:anywhere}
.v74-side{display:flex;flex-direction:column;position:sticky;top:98px;align-self:start;max-height:calc(100dvh - 110px);gap:14px;min-height:0}
.v74-card{background:#fff;border:1px solid #d3e3ed;border-radius:16px;padding:19px}
.v74-toc{overflow-y:auto;flex:0 1 auto;min-height:0;overscroll-behavior:contain;scrollbar-width:thin}
.v74-toc h2,.v74-side-cta h2{font-size:19px;margin:0 0 13px}
.v74-toc ul{padding-left:19px;margin:0}
.v74-toc li{font-size:14px;line-height:1.55;margin-bottom:10px}
.v74-side-cta{flex:0 0 auto;background:#15394d;border-color:#15394d;color:#ecf5fa;padding:18px}
.v74-side-cta h2{color:white}
.v74-side-cta p{font-size:14px;line-height:1.6;margin-bottom:0}
.v74-white-btn,.v74-white-btn:link,.v74-white-btn:visited,.v74-white-btn:hover,.v74-white-btn:focus,.v74-white-btn:active{display:block;border-radius:10px;padding:12px 14px;text-align:center;background:#fff!important;color:#102d45!important;-webkit-text-fill-color:#102d45!important;font-size:14px;font-weight:800;line-height:1.45;text-decoration:none!important;margin-top:16px}
.v74-white-btn:hover{background:#e9f5fc!important}
.v74-inline-offer{display:none}
.v74-related{border-top:1px solid #d3e2ec;padding-top:17px;margin-top:30px}
.v74-related ul{columns:2}
.v74-bottom{background:#12364d;color:#eff7fb;border-radius:20px;padding:26px 31px;margin-top:46px;display:flex;justify-content:space-between;align-items:center;gap:26px}
.v74-bottom h2{color:#fff;margin:0 0 7px}
.v74-bottom p{margin:0}
.v74-bottom .v74-white-btn{margin:0;flex:0 0 290px}
.v74-directory{width:min(1170px,calc(100% - 48px));margin:34px auto 50px;padding:28px;border:1px solid #d1e2ed;border-radius:20px;background:#f4f9fd}
.v74-directory h2{font-family:Montserrat,'Open Sans',sans-serif;color:#12344b;font-size:26px;margin:0 0 8px}
.v74-directory p{color:#425e73;margin:0 0 16px}
.v74-directory-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px}
.v74-directory-grid a{display:block;padding:13px 15px;border:1px solid #d2e2ed;background:white;border-radius:11px;font-weight:700;color:#165c86;text-decoration:none}
.v74-directory-grid a:hover{text-decoration:underline}
@media(max-width:960px){.v74-article{grid-template-columns:minmax(0,1fr) 250px;gap:20px}.v74-hero{gap:25px}}
@media(max-width:900px){.v74-article{grid-template-columns:1fr}.v74-side{position:static;max-height:none;display:block}.v74-toc{display:none}.v74-side-cta{display:none}.v74-inline-offer{display:block;margin:33px 0;background:#15394d;border-radius:16px;padding:20px;color:#eaf5fb}.v74-inline-offer h2{font-size:22px;color:white;margin:0 0 9px}.v74-inline-offer p{font-size:15px}.v74-directory-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:660px){.v74-wrap{width:calc(100% - 30px);padding:22px 0 39px}.v74-crumbs{margin-bottom:20px}.v74-hero,.v74-hero[data-layout='editorial'],.v74-hero[data-layout='feature'],.v74-hero[data-layout='offset']{display:flex;flex-direction:column;gap:19px;align-items:stretch;min-height:0;padding:0;background:transparent;border:0;margin-bottom:27px}.v74-hero .v74-photo{order:0;width:100%}.v74-hero .v74-topline{order:1;border:0;padding:0}.v74-hero .v74-copy{order:2}.v74-body h1{font-size:33px}.v74-lead{font-size:16px}.v74-photo img{aspect-ratio:16/10;border-radius:14px}.v74-btn{width:100%}.v74-related ul{columns:1}.v74-bottom{padding:23px 19px;display:block}.v74-bottom .v74-white-btn{margin-top:17px}.v74-directory{width:calc(100% - 30px);padding:19px}.v74-directory-grid{grid-template-columns:1fr}.v74-matrix table{min-width:470px}}

/* v75: Improve header logo contrast on light backgrounds; preserve site branding. */
.v74-body .site-header .brand span{color:#3e6f9d!important}